The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.

You must recognize embrace and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

You must recognize embrace and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

In all realms of life it takes courage to stretch your limits express your power and fulfill your potential… it's no different in the financial realm.

In all realms of life it takes courage to stretch your limits express your power and fulfill your potential… it's no different in the financial realm.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it she knows the meaning of true generosity happiness is the reward for a life lived in harmony with a courage and grace.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it she knows the meaning of true generosity happiness is the reward for a life lived in harmony with a courage and grace.

Rather than saying 'My checking account is a wreck' change it to 'I will learn how to track my spending and balance my checkbook.'

Rather than saying 'My checking account is a wreck' change it to 'I will learn how to track my spending and balance my checkbook.'

The most important loan to pay is your student loan. It's more important than your mortgage car and credit card payments. You cannot discharge student loan debt in the majority of cases.

The most important loan to pay is your student loan. It's more important than your mortgage car and credit card payments. You cannot discharge student loan debt in the majority of cases.