I mean Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not – they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.

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I mean Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not – they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.

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